Critical illness protection, safeguarding the health and financial security of you and your family
Why buy savings dividends for major illness protection? To minimize the negative impact of major illnesses on you and your family.
Major diseases often give people a heavy blow when they are unexpected. Diseases not only torment people’s bodies, but also disrupt all their future plans, as it will bring a heavy expenditure and add extra burden to your family. The future of your family may also change as a result.
Major illness insurance provides comprehensive coverage and will pay a one-time claim fee (coverage amount) after diagnosis. You can use it to pay for all or part of the medical expenses related to a specific serious illness, or it can be used as a daily living allowance to minimize the negative impact of the illness on your and your family’s future life.
Cancer – One in every four males and one in every five females will develop different forms of cancer before the age of 75, and there is a trend towards younger cancer patients! Nowadays, with the advancement of medicine, cancer is not an incurable disease, and the possibility of early detection, treatment, and recovery is greater. For example, prostate cancer detected early has a 5-year survival rate of over 90%; Breast cancer discovered in the first stage has a 5-year survival rate of 97.5%
Heart disease – Heart disease is the second leading cause of death in Hong Kong, with an average of about 6000 people dying from heart disease each year in recent years, and the number of heart disease patients continues to increase.
Stroke – One in every six people worldwide has a stroke. Every 6 seconds, in a corner of the world, one person unfortunately dies from a stroke.
Coronary heart disease – Coronary heart disease is the most common type of heart disease. It is expected that the number of coronary heart disease cases in the future will increase from 205000 in 2012 to 258000 in 2017, an increase of 26%.
Diabetes – It is estimated that in 2017, the number of patients receiving diabetes treatment in public hospitals will increase to 549000, an increase of 29% over 2012.
Dementia – Patients with dementia in the early stages will only experience a decline in memory and emotional instability; The patient will only develop dementia in the late stage. Only early diagnosis and timely treatment can prolong the time of degeneration.
Asthma – Asthma is a recurrent respiratory disease that can cause difficulty breathing during attacks. The severity and frequency of the condition vary from person to person, and in severe cases, it can be fatal due to suffocation.
Autism – Autistic individuals are unable to engage in normal language expression and social activities, often performing stereotyped and repetitive actions and behaviors. Children may start showing symptoms of autism before the age of 2, but they are often diagnosed in the later stages of the disease. Therefore, it is important to plan early to protect oneself and the child from the troubles caused by the disease.
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